Security is created at the pressure point of a financing, when drawdown is imminent and documents arrive late. Registration deadlines are statutory and short, and a charge registered late may not be effective against a liquidator.
At the other end, repayment happens and nobody completes the discharge. The charge sits on the title for years. It surfaces when the property is sold, or refinanced, or offered as security elsewhere — and by then the original lender's file has been archived and the officer has moved on.
Both problems are administrative. Both are expensive to unwind.
Security Documentation, Discharge and Release (Charge, Debenture, Assignment)
Creation, perfection, registration and discharge of security — debentures over company assets, charges over land, assignments of receivables, rental proceeds and contract rights, share charges, and the release documentation and filings on repayment.
Your Vision, Backed by the Right Legal Support
You build the business. We help you protect it.
Picture security created on time, registered within the statutory period, and reflected accurately on the title and in the company's records. And on repayment, a discharge completed and filed so the asset is genuinely clean.
Who this service is for
This Is For You If…
Borrowers granting security for a facility
Lenders taking security over company or property assets
Companies repaying a facility and needing security released
Businesses selling an asset that still carries a registered charge
Groups granting cross-guarantees and cross-security within a structure
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What we will do for you
This is what we will do for you
Advise on the appropriate security package for the facility and assets
Draft or review the debenture, charge, assignment or share charge
Complete registration within the statutory period and confirm perfection
Advise on stamping and any consents required from third parties
Handle discharge, release and the filings on repayment
What’s Included
What’s Included in our service for you
Advice on the appropriate security package
Debenture, charge, assignment or share charge drafted or reviewed
Registration completed within the statutory period
Stamping and third-party consents addressed
Discharge, release and filings on repayment
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Why Choose Legal That Works?
Why Choose Us To Assist You?
Digital-first
No office visit required—review and sign online
Transparent fees
Fixed price, no billing surprises
Deep experience
Various contracts across industries
Accessible
Our client portal keeps you informed
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We've Helped
You Need To Act Now
Important: Limited Slots
Charge registration carries a statutory deadline. Missing it can leave security ineffective against a liquidator, and the window does not reopen.
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Nothing to Lose. Everything to Protect.
No Surprises. No Guesswork. Just Legal That Works.
Before anything starts, we speak with you to understand your business and make sure the service is the right fit. If it is not, we will say so upfront. No pressure. No wasted time. We only take on matters we are confident we can deliver with quality. That is why business owners trust us to get it right.
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Frequently Asked Questions
What is Legal That Works?
Legal That Works is a business and organisation oriented legal service designed by Messrs Akmal Saufi & Co (the firm that has brought the widely known legal consumer services brand ASCOLAW). We specifically help business owners and organisation leadership to navigate Malaysia’s legal terrain to achieve their commercial goal.
What if I’m not sure what legal service I need?
No problem. Most business owners aren’t legal experts! Just reach out. Our team will guide you to the right service or help you understand your options—without jargon or upselling.
What is a debenture?
Security over a company's assets, typically fixed over specific assets and floating over the rest. It is the standard corporate security instrument.
How quickly must a charge be registered?
Within the statutory period after creation. It is short, and we will confirm the deadline for your instrument.
What happens if we repay but never discharge?
The security stays on record. It will block or delay any future sale, refinancing or fresh security over the asset.
Can receivables be used as security?
Yes, by assignment. Whether notice is given to the debtors affects the strength of the position.
The original lender no longer exists. Can the charge still be discharged?
Usually yes, though it takes more work. We will identify the route for your situation.
Who will be helping me?
All our services are delivered by our licensed lawyers under the Malaysian Bar with proven experience across industries. You’ll work with a real legal team, not chatbots or generic customer support.
