Security is created at the pressure point of a financing, when drawdown is imminent and documents arrive late. Registration deadlines are statutory and short, and a charge registered late may not be effective against a liquidator.
At the other end, repayment happens and nobody completes the discharge. The charge sits on the title for years. It surfaces when the property is sold, or refinanced, or offered as security elsewhere — and by then the original lender's file has been archived and the officer has moved on.
Both problems are administrative. Both are expensive to unwind.
Security Documentation, Discharge and Release (Charge, Debenture, Assignment)
Creation, perfection, registration and discharge of security — debentures over company assets, charges over land, assignments of receivables, rental proceeds and contract rights, share charges, and the release documentation and filings on repayment.
Your Vision, Backed by the Right Legal Support
You build the business. We help you protect it.
Picture security created on time, registered within the statutory period, and reflected accurately on the title and in the company's records. And on repayment, a discharge completed and filed so the asset is genuinely clean.
Who this service is for
This Is For You If…
Borrowers granting security for a facility
Lenders taking security over company or property assets
Companies repaying a facility and needing security released
Businesses selling an asset that still carries a registered charge
Groups granting cross-guarantees and cross-security within a structure
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What we will do for you
This is what we will do for you
<ul><li>Advise on the appropriate security package for the facility and assets</li><li>Draft or review the debenture, charge, assignment or share charge</li><li>Complete registration within the statutory period and confirm perfection</li><li>Advise on stamping and any consents required from third parties</li><li>Handle discharge, release and the filings on repayment</li></ul>
What’s Included
What’s Included in our service for you
Advice on the appropriate security package
Debenture, charge, assignment or share charge drafted or reviewed
Registration completed within the statutory period
Stamping and third-party consents addressed
Discharge, release and filings on repayment
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Why Choose Legal That Works?
Why Choose Us To Assist You?
Digital-first
No office visit required—review and sign online
Transparent fees
Fixed price, no billing surprises
Deep experience
Various contracts across industries
Accessible
Our client portal keeps you informed
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We've Helped
You Need To Act Now
Important: Limited Slots
Charge registration carries a statutory deadline. Missing it can leave security ineffective against a liquidator, and the window does not reopen.
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Nothing to Lose. Everything to Protect.
No Surprises. No Guesswork. Just Legal That Works.
Before anything starts, we speak with you to understand your business and make sure the service is the right fit. If it is not, we will say so upfront. No pressure. No wasted time. We only take on matters we are confident we can deliver with quality. That is why business owners trust us to get it right.
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Frequently Asked Questions
What is Legal That Works?
Legal That Works is a digital-first legal service designed by ASCO LAW (Messrs Akmal Saufi & Co) specifically for business owners and founders. We help you structure, grow, and protect your business through practical legal solutions—delivered fast, in plain English & Bahasa Malaysia, and with no office visit required.
What if I’m not sure what legal service I need?
No problem. Most business owners aren’t legal experts! Just reach out. Our team will guide you to the right service or help you understand your options—without jargon or upselling.
What is a debenture?
Security over a company's assets, typically fixed over specific assets and floating over the rest. It is the standard corporate security instrument.
How quickly must a charge be registered?
Within the statutory period after creation. It is short, and we will confirm the deadline for your instrument.
What happens if we repay but never discharge?
The security stays on record. It will block or delay any future sale, refinancing or fresh security over the asset.
Can receivables be used as security?
Yes, by assignment. Whether notice is given to the debtors affects the strength of the position.
The original lender no longer exists. Can the charge still be discharged?
Usually yes, though it takes more work. We will identify the route for your situation.
Are your services affordable?
Our transparent fee structure means no billing surprises. Membership unlocks the best rates, but even one-off services are designed to be clear and competitive. You’ll always know what you pay.
Who will be helping me?
All our services are delivered by our licensed lawyers under the Malaysian Bar with proven experience across industries. You’ll work with a real legal team, not chatbots or generic customer support.
Is everything done online?
Yes. Our service is fully digital. You can consult, review documents, sign agreements, and access your files securely from anywhere. No office visit required unless you want to meet in person. No office visit is required. If you require us to attend at your office or outside meetings, additional charges will apply.
What’s the difference between One-Off Service and Membership?
(1) One-Off Service: Pay for what you need, when you need it. Perfect for single transactions or urgent matters (2) Membership: Subscribe for ongoing access, priority support, and special pricing. Membership means you get a legal partner who truly understands your business.
