For business owners and leadership teams
Islamic Financing Documentation
Shariah-compliant financing structures documented properly — Murabahah, Ijarah, Musharakah and Tawarruq arrangements.
- Advocates & Solicitors
- Offices in Kuala Lumpur & Johor Bahru
- Confidential, no obligation
Real lawyers, one team behind every matter
Who this is for
Sound familiar?
Businesses taking Islamic financing facilities
Companies comparing Islamic and conventional structures
Parties in property or project financing seeking Shariah-compliant terms
Groups refinancing into an Islamic structure
What's at stake
What is really at stake
- 01Islamic financing follows different structures from conventional lending, and the documentation reflects underlying contracts of sale, lease or partnership rather than a loan.
- 02Where documentation is adapted from conventional forms without understanding the structure, the arrangement can fail to achieve what either party intended, commercially or in compliance terms.
In plain words
Islamic Financing Documentation
Documentation for Islamic financing arrangements — the underlying structure and its contracts, asset arrangements, profit or rental mechanisms, security, default and remedies, and alignment with the financier's Shariah requirements.
What good looks like
Imagine a facility documented on the structure it actually uses, with the asset arrangements, profit mechanism and security all consistent.
What you get
What we deliver
Scope and fee are agreed in writing before any work starts, so you know exactly what you are getting.
- 01
Structure advice and comparison
- 02
Financing and asset documentation reviewed or drafted
- 03
Profit or rental mechanism provisions
- 04
Security, default and remedy provisions
- 05
Coordination with the financier's requirements
How we work
Clear from the first conversation
- 1
Send a short request
Tell us what the matter is about. It takes under a minute and stays confidential.
- 2
Akmal sets a time with you
We reply within 30 minutes in office hours to arrange your consultation, online or at our KL or JB office.
- 3
Advice, then a written proposal
You get a clear view of the issues and options, then a written scope and fee proposal.
- 4
Work begins on the agreed scope
Akmal leads the matter with a team of our lawyers, working to the scope you approved. You get regular updates at every key step.
Who leads your matter
Led by Akmal Saufi, supported by our team
Akmal leads your matter as Partner. Depending on the work, other lawyers in our team handle parts of it day to day, with Akmal overseeing the matter.

Akmal Saufi
Partner, Messrs Akmal Saufi & Co
- Advocate & Solicitor, Malaysia
- Over 13 years in transactional work: M&A, joint ventures, land and infrastructure
- LLB (Hons), International Islamic University Malaysia
The team behind your matter
Meet the team →









Who we have acted for
Organisations we have acted for
Federal government agencies & statutory bodies





Johor state bodies & local authorities






Government-linked companies





Private sector & NGOs






Shown with permission. Government agencies, statutory bodies and government-linked companies are identified as such. Their inclusion does not imply endorsement by any government, ministry or agency.
Next step
Request a consultation with Akmal
- 1Send a short request. It takes under a minute.
- 2Akmal reviews it and arranges a time with you.
- 3You get clear advice, then a written scope and fee proposal.
We reply within 30 minutes · Mon–Fri, 8:30am–5:30pm
Your details stay confidential. Sending a request does not mean you have appointed us.
- Licensed advocates & solicitors
- Professional indemnity insured
- Offices in KL & JB
Questions
Frequently asked questions
Still unsure? Send a short request and Akmal will tell you plainly whether and how we can help.
How is Islamic financing different?
Is it more expensive?
Can existing facilities be converted?
What is Legal That Works?
What if I’m not sure what legal service I need?
Who will be helping me?
Before you sign
The cost of waiting
Islamic financing documentation reflects genuine underlying transactions. Treating it as conventional lending with different labels creates real problems.
We reply within 30 minutes · Mon–Fri, 8:30am–5:30pm

