Debt Restructuring and Rescheduling Documentation
Debt Restructuring and Rescheduling
Reschedule or restructure borrowings with the documentation, the security position and the consents all handled properly.
- Advocates & Solicitors
- Offices in Kuala Lumpur & Johor Bahru
- Confidential, no obligation
Real lawyers, one team behind every matter
Who this is for
Sound familiar?
Businesses negotiating revised terms with a lender
Companies facing covenant breach or payment difficulty
Groups restructuring borrowings across entities
Guarantors whose position may be affected
What's at stake
What is really at stake
- 01A business under cash flow pressure negotiates informally with its lender.Terms are discussed and payments are varied by agreement over email.
- 02Without proper documentation the varied terms may not bind, the existing security may be affected, guarantors may be inadvertently released or newly exposed, and other lenders may have cross-default rights being triggered.
In plain words
Debt Restructuring and Rescheduling Documentation
Documentation for restructuring and rescheduling — the variation or restructuring agreement, effect on existing security and guarantees, consents from other lenders, standstill arrangements, and the position on cross-default.
What good looks like
Imagine a restructuring where the new terms are documented and binding, security is preserved, guarantors' positions are known, and other lenders have consented.
What you get
What we deliver
Scope and fee are agreed in writing before any work starts, so you know exactly what you are getting.
- 01
Facility, security and cross-default review
- 02
Restructuring or rescheduling agreement
- 03
Security preservation and reconstitution
- 04
Guarantor position addressed
- 05
Consents from other lenders obtained
How we work
Clear from the first conversation
- 1
Send a short request
Tell us what the matter is about. It takes under a minute and stays confidential.
- 2
Akmal sets a time with you
We reply within 30 minutes in office hours to arrange your consultation, online or at our KL or JB office.
- 3
Advice, then a written proposal
You get a clear view of the issues and options, then a written scope and fee proposal.
- 4
Work begins on the agreed scope
Akmal leads the matter with a team of our lawyers, working to the scope you approved. You get regular updates at every key step.
Who leads your matter
Led by Akmal Saufi, supported by our team
Akmal leads your matter as Partner. Depending on the work, other lawyers in our team handle parts of it day to day, with Akmal overseeing the matter.
Akmal Saufi
Partner, Messrs Akmal Saufi & Co
- Advocate & Solicitor, Malaysia
- Over 13 years in transactional work: M&A, joint ventures, land and infrastructure
- LLB (Hons), International Islamic University Malaysia
The team behind your matter
Meet the team →Who we have acted for
Organisations we have acted for
Federal government agencies & statutory bodies
Johor state bodies & local authorities
Government-linked companies
Private sector & NGOs
Shown with permission. Government agencies, statutory bodies and government-linked companies are identified as such. Their inclusion does not imply endorsement by any government, ministry or agency.
Next step
Request a consultation with Akmal
- 1Send a short request. It takes under a minute.
- 2Akmal reviews it and arranges a time with you.
- 3You get clear advice, then a written scope and fee proposal.
We reply within 30 minutes · Mon–Fri, 8:30am–5:30pm
Your details stay confidential. Sending a request does not mean you have appointed us.
- Licensed advocates & solicitors
- Professional indemnity insured
- Offices in KL & JB
Questions
Frequently asked questions
Still unsure? Send a short request and Akmal will tell you plainly whether and how we can help.
Can we vary terms informally with the bank?
Does restructuring affect our guarantors?
What about our other lenders?
What is Legal That Works?
What if I’m not sure what legal service I need?
Who will be helping me?
Before you sign
The cost of waiting
Informal variations can affect security and guarantees in ways nobody intends, and the consequences usually surface at enforcement.
We reply within 30 minutes · Mon–Fri, 8:30am–5:30pm
